Star Health Senior Citizen Red Carpet Premium Chart
Introduction
As we age, we become more prone to illnesses and health issues. It is important to have a health insurance policy that covers all our medical needs, especially for senior citizens. Star Health Senior Citizen Red Carpet is a premium health insurance plan designed specifically for senior citizens. In this article, we will discuss the premium chart and benefits of the Star Health Senior Citizen Red Carpet plan.
Premium Chart
The premium for Star Health Senior Citizen Red Carpet plan varies based on the age of the policyholder and the sum assured. The sum assured ranges from Rs.1 lakh to Rs.25 lakhs. The premium chart for a sum assured of Rs.5 lakhs for different age groups is as follows:
The premium chart is subject to change based on the sum assured, age of the policyholder, and other factors. It is always advisable to check with the insurer for the latest premium chart before purchasing the policy.
Benefits of Senior Citizen Red Carpet Plan
The Star Health Senior Citizen Red Carpet plan comes with several benefits that cater to the medical needs of senior citizens. Here are some of the key benefits of the plan:
Coverage for Pre-existing Medical Conditions
The plan covers pre-existing medical conditions after a waiting period of 12 months. This ensures that senior citizens with pre-existing medical conditions can get the necessary medical treatment without worrying about the expenses.
No Medical Check-up Required
The policy does not require a medical check-up for policyholders up to the age of 69 years. This makes it easier for senior citizens to purchase the policy without any hassle.
In-patient Hospitalization Cover
The plan covers in-patient hospitalization expenses such as room rent, nursing expenses, ICU charges, surgeon's fee, and more. The plan also covers expenses related to organ donor transplant and day-care procedures.
Pre-hospitalization and Post-hospitalization Expenses
The plan covers pre-hospitalization expenses for up to 30 days and post-hospitalization expenses for up to 60 days. This ensures that policyholders can get the necessary medical treatment before and after hospitalization without worrying about the expenses.
Ambulance Cover
The plan covers ambulance charges up to Rs.2,000 per hospitalization. This ensures that policyholders can avail of ambulance services without worrying about the expenses.
Tax Benefits
The premium paid for the Star Health Senior Citizen Red Carpet plan is eligible for tax benefits under Section 80D of the Income Tax Act, 1961. Policyholders can claim a tax deduction of up to Rs.50,000 for the premium paid for the policy.
Conclusion
The Star Health Senior Citizen Red Carpet plan is an ideal health insurance plan for senior citizens. The plan comes with several benefits that cater to the medical needs of senior citizens. The premium chart for the plan varies based on the age of the policyholder and the sum assured. It is always advisable to check with the insurer for the latest premium chart before purchasing the policy. With the Star Health Senior Citizen Red Carpet plan, senior citizens can get the necessary medical treatment without worrying about the expenses.
