Mutual Of Omaha Living Promise Height And Weight Chart
Introduction
Mutual of Omaha is a reputable insurance company that offers a variety of insurance products, including life insurance. The company's Living Promise policy is a type of final expense insurance that is designed to help cover end-of-life expenses. Unlike traditional life insurance policies, Living Promise does not require a medical exam, making it a great option for individuals who may have health issues. However, the policy does come with certain height and weight restrictions that applicants must meet. In this article, we will discuss the Mutual of Omaha Living Promise height and weight chart and what it means for potential policyholders.
What is Mutual of Omaha Living Promise?
As mentioned earlier, Mutual of Omaha Living Promise is a type of final expense insurance policy that is designed to help cover end-of-life expenses. The policy is available to individuals between the ages of 45 and 85 and provides coverage amounts ranging from $2,000 to $40,000. Unlike traditional life insurance policies, Living Promise does not require a medical exam. Instead, applicants must answer a series of health questions to determine their eligibility for coverage.
Height and Weight Restrictions
While Living Promise does not require a medical exam, it does come with certain height and weight restrictions that applicants must meet. These restrictions are in place to help ensure that the policy is not issued to individuals who may have significant health issues that could potentially shorten their life expectancy. The height and weight restrictions are as follows:
- Height: Applicants must be between 4'6" and 6'6" tall.
- Weight: Applicants must have a body mass index (BMI) of 16-32 to be eligible for coverage.
Why Are Height and Weight Restrictions Important?
The height and weight restrictions for Living Promise are important because they help ensure that the policy is issued to individuals who are relatively healthy and have a longer life expectancy. Individuals who are significantly overweight or underweight may have health issues that could shorten their life expectancy, making them a higher risk for the insurance company. By issuing policies only to individuals who meet certain height and weight requirements, Mutual of Omaha is able to mitigate its risk and keep premiums more affordable for policyholders.
Benefits of Mutual of Omaha Living Promise
There are several benefits to choosing Mutual of Omaha Living Promise for your final expense insurance needs. These benefits include:
- No medical exam required
- Easy application process
- Coverage amounts up to $40,000
- Affordable premiums
- Guaranteed acceptance for eligible applicants
- Locked-in premiums that will never increase
- Death benefit that is paid directly to your beneficiaries
Conclusion
If you are considering final expense insurance, Mutual of Omaha Living Promise is a great option to consider. While the policy does come with certain height and weight restrictions, it is a great option for individuals who may have health issues and cannot qualify for traditional life insurance policies. With affordable premiums, guaranteed acceptance, and locked-in rates, Living Promise provides peace of mind and financial security for you and your loved ones.